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    • Home
    • Services
    • Contact Us
    • IN HOME VALUATIONS
    • Why need a valuation
    • What happens when valued
    • In-store Valuations
    • My Blog
  • Home
  • Services
  • Contact Us
  • IN HOME VALUATIONS
  • Why need a valuation
  • What happens when valued
  • In-store Valuations
  • My Blog

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How Often Should You Get Your Jewellery Valued?

How Often Should You Get Your Jewellery Valued?

How Often Should You Get Your Jewellery Valued?

How Often Should You Get Your Jewellery Valued?

  

Many people have their jewellery valued when they first purchase it and never think about it again. However, the value of jewellery changes over time, and an outdated valuation could leave you significantly underinsured if your jewellery is lost, stolen or damaged.

So, how often should you have your jewellery professionally valued?

Every 2–3 Years

How Often Should You Get Your Jewellery Valued?

How Often Should You Get Your Jewellery Valued?

  

As a general guide, most jewellers and insurance companies recommend updating your jewellery valuation every two to three years.

The price of precious metals such as gold and platinum, along with diamonds and coloured gemstones, can fluctuate considerably over time. A ring valued several years ago may now cost much more to replace.

An up-

  

As a general guide, most jewellers and insurance companies recommend updating your jewellery valuation every two to three years.

The price of precious metals such as gold and platinum, along with diamonds and coloured gemstones, can fluctuate considerably over time. A ring valued several years ago may now cost much more to replace.

An up-to-date valuation ensures your insurance reflects the true replacement value of your jewellery.

You Should Also Update Your Valuation If:

How Often Should You Get Your Jewellery Valued?

You Should Also Update Your Valuation If:

  

  • You have recently purchased new jewellery.
  • Your jewellery has been remodelled or repaired.
  • You have inherited jewellery.
  • You are preparing an estate or probate.
  • You are separating or settling family assets.
  • Your insurer has requested a current valuation.
  • Your previous valuation is more than three years old.

Why an Updated Valuation Matters

A professional valuation provides:

A professional valuation provides:

  

Many people assume their insurance policy will automatically cover the replacement cost of their jewellery. Unfortunately, this isn't always the case.

If your valuation is outdated, you may receive less than it would actually cost to replace the item today.

A professional valuation provides:

A professional valuation provides:

A professional valuation provides:

  An accurate replacement value.

  • Detailed descriptions of gemstones and precious metals.
  • Professional photographs.
  • A permanent record of your jewellery.
  • Peace of mind that your jewellery is properly insured.


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